Can Your Plumber Lower Your Home Insurance Rates in the Greater Sacramento Area?

Can Your Plumber Lower Your Home Insurance Rates in the Greater Sacramento Area?

American homeowners spend over $400 billion every year on DIY projects involving repairs and renovations. Some renovations require professional engineers, interior designers, and landscapers. However, almost every project in a home renovation requires a plumber or an electrician, especially the bathroom, kitchen, and backyard. 

If you are looking to hire a plumber to help you with some renovations in your home, Ace Plumbing Heating & Air Conditioning has the right team to get the job done right. While most renovations make your home look and function better, they can increase your home insurance costs while others can reduce them. In this article, we will list some of the major plumbing projects that can help lower your home insurance costs.

How Renovations Increase or Decrease Your Home Insurance Costs in the Greater Sacramento Area

Home insurance rates increase based on the level of risk, area of coverage, and the activities running in the home. That’s why it’s always a good idea to inform your insurance company about the type of improvements you intend to make before you start. For instance, if you’re looking to add a swimming pool, your rates will likely go up to cover the cost of someone drowning or getting injured. Similarly, expanding the kitchen will increase the home insurance cost as the insurance company will need to update your policy to cover the new extra space.

Plumbing Projects that Can Lower Your Home Insurance Rates

We’re looking at plumbing projects that help reduce water hazards in your home. Technically, the lower the chances of water damage, the lower the chances of filing a home insurance claim.

Installing a Water Shut-Off Device

One of the best ways to reduce your insurance rates or chances of filing a home insurance claim for water damage is by installing automatic water shut–off the device. When you visit Ace Plumbing Heating and Air conditioning, our plumbers can install the shut-off device on the main water pipe that leads to your home. If the device senses excess water flowing for a long time, it shuts off. That means if a pipe bursts while you’re away, your home won’t flood and damage your home.

Plumbing System Improvements

If you live in an old home, you might need to seriously consider changing your home’s entire plumbing system.  Outdated plumbing materials such as clay and lead are susceptible to wear and rust.  They are not up to code and may not be able to handle modern home requirements. Your insurance company will be happy to hear that you’re replacing the old water pipes with modern PEX supply lines, which means less water damage. Our plumbers have the skills, tools, technology, and experience to install a new plumbing system in your home that will bring peace of mind to your home.

Installing a Backflow Valve or Sump Pump

A backflow valve or sump pump helps you deal with excess water. They are mainly used to remove water that has already accumulated. Most homes in the greater Sacramento area tend to have water collecting in the basement, especially when the water table is higher than the foundation. Sump pumps help prevent unwanted water from entering your system and keep the area dry, preventing water damage in other areas. Sump pumps can save you up to 15% of your home insurance policy.

Get in Touch With Ace Plumbing Heating and Air Conditioning

Now that you know which plumbing projects will lower your home insurance costs, why not start now? Call us at 916-455-4548, and our plumbers will be happy to help.